Best Secured Homeowner Loans
A secured loan could be the ticket to raising the funds you need. We can help with shared ownership, self-employed, bad credit, debt consolidation and more. We pride ourselves on finding the best secured homeowner loans for your situation.
Secured Loan Solutions
Shared Ownership Secured Loans
This does not have to be a barrier to getting a secured loan.
We have lenders on our panel that are happy to provide a loan on a Shared Ownership property.
Secured Loans for Bad Credit
Life can be difficult sometimes and people can have credit problems. A homeowner loan could be the answer.
We have lenders that understand every person’s situation is unique and focus on a way to help you.
Debt consolidation secured loans can make your life simpler and potentially save you a lot of money each month.
We can help you consolidate some or all your total debt into one, more manageable homeowner loan.
Secured homeowner loans are a great way of raising large sums on money, with a typical loan being £25,000, often going up to over £200,000.
So, they are very useful for those big home improvement projects.
BTL Secured Loans
We can look to lend against a single buy to let property or on a portfolio of properties.
Very handy if you need to raise some money for your next property purchase or to complete any large renovation works planned.
We’re delighted to be winners of the Corporate LiveWire Global Awards 2022-23
“Mortgage Broker of the Year”
It was great to be shortlisted as a finalist for the BIBAs 2022 category
“Start Up Business of the Year”
We are proud to be winners of the SME News Financial Awards 2021 category
“Most Trusted Mortgage Broker - North West England”
Free Credit Report
Your credit score can certainly impact your choice of loan options, as lenders use it to get a better understanding of your financial history and the likelihood of you defaulting on your loan.
Get the only Credit Report that checks data from Equifax, Experian, TransUnion and Crediva. Try it FREE for 30 days, then £14.99 a month – cancel online anytime. Click the link below to get started.
Simple Secured Loans
Representative Example Secured Loans:
Based on borrowing £35,000 over 120 months (10 years). Interest Rate: 10.50% fixed for 60 months
(5 years) with instalments of £503.32. Followed by 60 months (5 years) at the lenders standard variable rate of 10.50% with instalments of £503.32. Fees: Broker fee (£1,000); Lender fee (£1,295). Total amount payable £60,398.40. Comprised of; loan amount (£35,000); interest (£25,398.40) including broker fee and lender fee. Overall cost of comparison 12.80% APRC.
This means 51% or more of our clients receives this rate or better for this type of product.
We are a broker not a lender.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.