CREDIT PROBLEMS? WE’RE HERE TO HELP…
Life can be difficult sometimes and you can have credit problems. We have lenders that don’t solely focus on your credit history and that understand every person’s situation is unique, so focus on finding a way to help you. We can access a range of products to find a mortgage or secured loan that best suits your present position. Having a poor credit score, does not have to be a barrier to getting the funds you need.
MORTGAGES WITH POOR CREDIT
BAD CREDIT MORTGAGE ADVISOR
We can help borrowers with bad credit. We understand that a poor credit history can make finding a lender willing to provide a mortgage tricky. Our specialist mortgage advisors can find the best deals on the market to suit your personal circumstances.
REMORTGAGE WITH BAD CREDIT
It is possible to remortgage, even with bad credit. There are a number of lenders that specialise in poor credit remortgages. Our expert mortgage advisors are here to help.
CAN YOU REMORTGAGE WITH A CCJ
The good news is that yes, it is possible to gain a mortgage when you have one or more County Court Judgements (CCJs) on your credit file. Fresh Money’s specialist adverse credit team can help you secure a mortgage with CCJs and other poor credit issues.
SHARED OWNERSHIP MORTGAGE BAD CREDIT
Credit problems can make it difficult for first time buyers to get a shared ownership mortgage. We have access to specialist lenders that can help. They normally require a larger deposit and charge increased interest rates. If you are looking to remortgage, then there are a lot more lenders available that cater for people with bad credit.
RIGHT TO BUY MORTGAGE WITH BAD CREDIT
Good news is that there are lenders who specialise in providing mortgages to applicants with a less than perfect credit score. However, bad credit may have an adverse effect on whether or you can obtain a right to buy mortgage and the rates you will be offered. You may also require a higher deposit amount if you are a first time buyer.
HOMEOWNER LOANS FOR POOR CREDIT
HOMEOWNER LOANS BAD CREDIT
Getting a homeowner secured loan is a great alternative for raising the funds you need if you are struggling to re-mortgage or get a personal loan. The team at Fresh Money are dedicated to finding secured loans for people with poor credit. We will find you the best solution, from our panel of specialist lenders
SECURED DEBT CONSOLIDATION LOANS FOR BAD CREDIT
Even with credit problems, a debt consolidation secured loan can help you take control of your debt repayments. Consolidating your loans and credit cards helps to avoid juggling several individual repayments and can reduce your outgoings into one affordable monthly payment. If you are looking to take out a secured loan to consolidate your debts and have County Court Judgements (CCJs) or previous poor credit, we could help you.
SECURED LOAN BAD CREDIT UK
Having bad credit in the UK does not have to be a barrier to getting a secured loan. Fresh Money can help. We have lenders on our panel that look at your circumstances as a whole and offer a flexible approach when making their decision to lend.
SECURED LOANS FOR BAD CREDIT INSTANT DECISION
You will receive an instant decision from our Personal Loans page and an unsecured bad credit loan could be in your account within hours. Fresh Money can also get quick secured loans for poor credit. However, this can depend on various factors such as obtaining documents from you, processing property valuations and satisfying any underwriting considerations.
£5,000 SECURED LOAN WITH BAD CREDIT
If you need £5,000 or more, have a less that perfect credit score and can’t get your funds via personal loan lenders…then a secured loan with bad credit may be the answer. The Fresh Money team will search the market to find the best secured loan to suit your needs
SECURED LOANS WITH CCJ
Having a CCJ (County Court Judgement) doesn’t have to stop you getting a secured loan. You can secure a loan on your property, potentially satisfy CCJ’s affecting your credit score and then make one affordable monthly payment to your homeowner loan.
FREE TRIAL CREDIT REPORT AND SCORE
CHECKMYFILE CREDIT REPORT
Your credit score can certainly impact your choice of mortgage products as lenders use it to get a better understanding of your financial history and the likelihood of you defaulting on your mortgage.
Get the only Credit Report that checks data from Equifax, Experian, TransUnion and Crediva. Try it FREE for 30 days, then £14.99 a month – cancel online anytime. Click the link below to get started.